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Personalized retirement planning with Managed Advice ®
Managed Advice ® combines customized investment portfolio construction with access to an investment advisor. It's a powerful combination.
How It Works
On a personal note
A little information can go a long way. By filling out your Managed Advice ® profile with as much information as possible, you'll receive a personalized investment strategy.
- Decide how much to contribute to reach your financial goal.
- Determine an investment mix that fits your current time horizon.
- Set a sound income goal to help meet your needs throughout retirement.
On when you're not
You'll have access to automated investment services and financial professionals whose primary focus is retirement planning. That means one-on-one support is a click or phone call away.
- Establishing an appropriate investing strategy.
- Adjusting your mix as your circumstances change.
- Providing Your Retirement Outlook®—a real-time gauge of your progress toward your retirement goals.
On budget
The monthly fee is no more than 38 cents (0.45% annually) for each $1,000 in your account. The Managed Advice ® fee applicable to your plan will be available when you log into your account and in the Managed Advice ® agreement.
Managed Advice® provides a participant with an asset allocation mix of funds available within the plan. The asset allocation mix will be automatically rebalanced and reallocated, managing risk and return as participants’ settings and goals change over time. Additional fees and terms and conditions apply to the Managed Advice® service. Managed Advice® portfolios are subject to the same risks as the underlying asset classes in which they invest. The higher the portfolio’s allocation to stocks the greater the risk. Managed Advice® utilizes models, algorithms and/or calculations ("Models"), which have inherent risks. Models may incorrectly forecast future behavior or produce unexpected results resulting in losses. The success of using Models depends on numerous factors, including the validity, accuracy and completeness of the Model's development, implementation and maintenance, the Model's assumptions, factors, algorithms and methodologies, and the accuracy and reliability of the supplied historical or other data. If incorrect data is entered into even a well-founded Model, the resulting information will be incorrect. Investments selected with the use of Models may perform differently than expected as a result of the design of the Model, inputs into the Model, or other factors. The principal value of the portfolio is never guaranteed. Investment return and principal value will fluctuate with market conditions, and participants may lose money.
The Managed Advice® service is offered through Transamerica Retirement Advisors, LLC (TRA), an SEC registered investment advisor. Transamerica Retirement Solutions and TRA are affiliated companies. Morningstar Investment Management Associates, LLC®, a wholly-owned subsidiary of Morningstar, is an SEC-registered investment advisor that serves as an independent financial expert and provides the underlying investment advice and portfolio management methodology for the Managed Advice® service. Morningstar is not affiliated with any Transamerica companies. Please see the Managed Advice® agreement for more information on the terms and conditions that apply.
Neither TRA nor the Managed Advice® service provides advice for, recommends allocations of, or manages individual stocks, self-directed brokerage accounts, or employer-directed monies, even if they are available for investment in a plan. Neither TRA nor Morningstar®, as the independent financial expert, selects or endorses any of the particular investment options available in a plan through the Managed Advice® service. Under the enhanced Managed Advice® service, the designated plan investment options used within the Managed Advice® service portfolios may include Transamerica proprietary investment funds or stable value products offered by Transamerica affiliates.
On when you need us
Our team of financial professionals is here for you Monday - Friday 9 a.m. - 7 p.m. ET
844-622-2133 (toll-free)
Or schedule an appointment in advance, for a time that works for you.
Schedule an appointment